Can You Recover Damages After a Car Accident in New Mexico If the At-Fault Driver is Uninsured?

by | Jul 9, 2024 | Car Accidents | 0 comments

Drivers after the car accidentIf you have been involved in a car accident in New Mexico where the at-fault driver is uninsured, you may be wondering if you are still able to recover damages for your injuries and property damage. In these situations, it is important to seek the guidance of a personal injury lawyer who can help you navigate the complex legal process and ensure your rights are protected.

The legal team at Dominguez Law understands the stress and uncertainty that can follow a car accident, especially when the responsible party is uninsured. Our team of experienced attorneys can help you file a civil lawsuit to recover the compensation you deserve so you can focus on your recovery and move on with your life.

Filing a Claim Against Your Own Insurance Policy

While dealing with an uninsured driver can be frustrating, you still have options for pursuing compensation. In New Mexico, uninsured motorist coverage is mandatory for all drivers, which means that if you have uninsured motorist coverage, you can file a claim with your own insurance company to cover the costs of your injuries and property damage. 

Our attorneys have the experience and expertise needed to build a strong case on your behalf and negotiate with insurance companies to secure a fair settlement for your injuries and other losses.

Filing a Personal Injury Lawsuit Against the At-Fault Driver

You can also consider filing a lawsuit against the uninsured driver to recover damages. While this may be more challenging, especially if the driver does not have the financial means to pay for your damages, it is still an option to consider. To pursue a lawsuit, you and your lawyer will need to gather evidence of the accident, such as police reports, witness statements, and any medical records related to your injuries.

What to Do If You Are Hit by an Uninsured Motorist in New Mexico

If you find yourself in a car accident with an uninsured motorist, there are specific steps you should take to protect yourself and your rights. First, make sure to contact law enforcement immediately to report the accident and obtain a copy of the police report. This official documentation will be crucial when filing insurance claims or a personal injury lawsuit, as it serves as evidence in your claim.

Then, seek medical attention as soon as possible, even if you do not believe you are seriously injured. Some injuries may not be immediately apparent and could worsen over time. Also, inform your insurance company about the accident, even if the other driver is uninsured. Your insurer may offer coverage options that could help you recover damages.

Consider consulting with a knowledgeable attorney who specializes in uninsured motorist cases. They can provide valuable guidance on the legal options available to you and help navigate the complex process of seeking compensation.

Potentially Recoverable Compensation in Uninsured Car Accident Cases

In uninsured car accident cases in New Mexico, there are various types of potentially recoverable compensation that you may be entitled to. You could seek compensation for medical expenses related to the accident, including hospital bills, medication costs, rehabilitation fees, and any future medical treatments you may require. These expenses can quickly add up, so it is essential to document all medical services received.

You may be able to recover damages for lost wages if the accident caused you to miss work. In more severe cases where the accident results in a disability that affects your ability to work in the future, you may also seek compensation for diminished earning capacity.

Other potential forms of compensation include pain and suffering, emotional distress, and property damage. Your attorney can help you assess the full extent of your damages and work towards securing a fair settlement. 

Contact a New Mexico Car Accident Lawyer Today

Car accidents are an unfortunate reality that many of us may have experienced. While dealing with the aftermath of a car accident is stressful, things can become even more complicated if the at-fault driver is uninsured. If you have found yourself in this situation in New Mexico, you may be wondering if you can still recover damages for your losses. Fortunately, there are options available for you to seek compensation even if the other driver does not have insurance.

If you have been involved in a car accident with an uninsured driver in New Mexico, do not hesitate to contact Dominguez Law for a free consultation. Our compassionate and aggressive team is here to advocate for you and ensure that you receive the compensation you deserve. Call Dominguez Law at (505) 850-5854 or schedule a consultation using our contact form